The Easy Bank Transfer is an account-to-account bank transfer payment method with no IBAN entry. The payment is initiated within the payer’s bank, securely.
How it works (payer journey)
The payer selects Easy Bank Transfer as the payment method
They choose their bank and are redirected to their online banking
They authenticate and review the pre-filled summary (amount, beneficiary, reference)
They confirm the payment using Strong Customer Authentication (SCA)
The merchant receives the payment status in real time, and the payer is redirected back to the merchant’s site
Benefits
For you
Collect high-value baskets and secure strategic purchases
Real-time status to prepare/ship immediately
Irrevocable payment, reducing the risk of chargebacks
Omnichannel: e-commerce, in-store, and remote order taking
For your customers
Limits up to ~30× higher than card payments
A smooth, secure experience, similar to an online card payment
No IBAN entry; everything happens within their bank
3,000+ banks integrated in France and across Europe
For more details, please refer to our documentation.